Pay your parents' electricity, gas, loans, insurance, and 13+ bill types in India — directly from the USA. Powered by AI.
See It In Action
Watch how easy it is to pay your parents' bills in India from the USA
The Problem
Every month, millions of NRIs go through the same painful routine — calling parents to ask about bills, sending money through expensive channels, and hoping it reaches the right biller on time. Late fees pile up. Bills get missed. And you feel helpless being thousands of miles away.
HomeXPay changes that.Connect directly to India's bill payment network, see every bill in real time, and pay instantly — all from your phone in the USA.
18M+
NRIs worldwide
$100B+
Annual remittances to India
70%
NRIs pay parents' bills regularly
How It Works
Start paying your parents' bills in under 5 minutes
Sign up in 2 minutes with your email. No documents needed to get started.
Link your parents' details and their biller accounts — electricity, gas, loans, insurance, and more.
We fetch all outstanding bills in real time. No manual entry needed.
Top up your wallet in USD, and pay all bills in INR with one tap. Get instant confirmation.
Supported Services
13 bill categories, 100+ billers across India
BESCOM, TNEB, BSES & more
Home, car & personal loans
ICICI, HDFC, SBI & more
LIC, SBI Life, Star Health
BBMP, GHMC, Chennai Corp
Apartment & society charges
IGL, MGL & more
HP Gas, Bharat Gas, Indane
BWSSB, MCGM & more
Tata Sky, Dish TV, Airtel
Airtel, Jio, Vi
BSNL, ACT, JioFiber
BSNL Landline
AI-Powered Intelligence
Our AI assistant understands your parents' bills better than any spreadsheet ever could
Ask "Why is the electricity bill so high?" and get instant analysis with seasonal context, historical comparison, and actionable suggestions.
"How much will I need in the next 2 months?" Get AI-powered predictions based on your billing history and upcoming due dates.
Automatic notifications for bill spikes, upcoming due dates, overdue bills, and low wallet balance. Never miss a payment.
AI automatically detects when a bill is 35%+ above average and explains the likely reason — seasonal usage, rate changes, or unusual activity.
Know exactly how many months your wallet balance covers. Plan top-ups with confidence based on historical spending patterns.
"Are all bills paid?" "What's due this week?" Talk to the AI like you'd ask a family member managing bills for you.
Why HomeXPay
We understand the guilt of being far away. That's why we built the most reliable way to care for your parents' bills.
All payments routed through India's authorized bill payment network. Every transaction gets a digital receipt.
256-bit SSL encryption, JWT-based authentication, and zero storage of card details. Your money is always safe.
Track every payment from initiation to confirmation. Instant notifications on success or failure.
Competitive USD to INR exchange rates powered by Wise. No hidden markups, no surprises.
From BESCOM to LIC, SBI Home Loans to Tata Sky — if it's a bill in India, we support it.
Dedicated support for NRIs in US timezone. We speak your language and understand your needs.
Pricing
No monthly fees, no hidden charges. You only pay for what you use.
Pay As You Go
to get started
Everything included:
Join the waitlist to get early access when we launch.
FAQ
Join thousands of NRIs who use HomeXPay to ensure their parents' bills are always paid on time, every time.
Launching soon • Be the first to know
HomeXPay is currently in development. Join the waitlist to get early access and be the first to pay your parents' bills the smarter way.
No spam, ever. We'll only email you when we launch.